{"id":226070,"date":"2026-06-03T23:27:52","date_gmt":"2026-06-03T17:57:52","guid":{"rendered":"https:\/\/imnb.org\/?p=226070"},"modified":"2026-06-03T23:27:53","modified_gmt":"2026-06-03T17:57:53","slug":"npci-international-and-acleda-bank-launch-cross-border-upi-payments-in-cambodia-via-khqr-cambodias-national-qr-code","status":"publish","type":"post","link":"https:\/\/imnb.org\/?p=226070","title":{"rendered":"NPCI \u0907\u0902\u091f\u0930\u0928\u0947\u0936\u0928\u0932 \u0914\u0930 ACLEDA \u092c\u0948\u0902\u0915 \u0928\u0947 \u0915\u0902\u092c\u094b\u0921\u093f\u092f\u093e \u0915\u0947 \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f QR \u0915\u094b\u0921, KHQR \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0915\u0902\u092c\u094b\u0921\u093f\u092f\u093e \u092e\u0947\u0902 \u0915\u094d\u0930\u0949\u0938-\u092c\u0949\u0930\u094d\u0921\u0930 UPI \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0915\u0940"},"content":{"rendered":"<p style=\"margin: 0in; font-weight: bold; font-size: 18.0pt;\">\n<p style=\"margin: 0in; font-family: Calibri; font-size: 11.0pt;\">\n<p style=\"margin: 0in; font-weight: bold; font-size: 16.0pt;\"><span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092a\u0939\u0932\u0947<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u091a\u0930\u0923<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0915\u0940<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0936\u0941\u0930\u0941\u0906\u0924<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0928\u0947<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092d\u093e\u0930\u0924<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0914\u0930<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0915\u0902\u092c\u094b\u0921\u093f\u092f\u093e<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0915\u0947<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092c\u0940\u091a<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u091f\u0942<\/span><span lang=\"en-US\" style=\"font-family: Calibri;\">&#8211;<\/span><span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0935\u0947<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092d\u0941\u0917\u0924\u093e\u0928<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0915\u0949\u0930\u093f\u0921\u094b\u0930<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0915\u093e<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092e\u093e\u0930\u094d\u0917<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092a\u094d\u0930\u0936\u0938\u094d\u0924<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0915\u093f\u092f\u093e<\/span><\/p>\n<p style=\"margin: 0in; font-size: 11.0pt;\"><span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092a\u094d\u0930\u0935\u093f\u0937\u094d\u091f\u093f<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0924\u093f\u0925\u093f<\/span><span lang=\"en-US\" style=\"font-family: Calibri;\">: 03 JUN 2026 7:20PM by National <\/span><\/p>\n<p style=\"margin: 0in; font-size: 12.0pt; color: #1f1f1f;\"><span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0928\u0947\u0936\u0928\u0932<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0915\u0949\u0930\u092a\u094b\u0930\u0947\u0936\u0928<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0911\u092b<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0907\u0902\u0921\u093f\u092f\u093e<\/span> <span lang=\"en-US\" style=\"font-family: Calibri;\">(<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">NPCI) <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u0915\u0940 \u0905\u0902\u0924\u0930\u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f \u0936\u093e\u0916\u093e<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">, NPCI <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u0907\u0902\u091f\u0930\u0928\u0947\u0936\u0928\u0932 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0932\u093f\u092e\u093f\u091f\u0947\u0921 (<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">NIPL) <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u0928\u0947 \u0906\u0927\u093f\u0915\u093e\u0930\u093f\u0915 \u0924\u094c\u0930 \u092a\u0930 \u0915\u0902\u092c\u094b\u0921\u093f\u092f\u093e \u092e\u0947\u0902 \u092f\u0942\u0928\u093f\u092b\u093e\u0907\u0921 \u092a\u0947\u092e\u0947\u0902\u091f\u094d\u0938 \u0907\u0902\u091f\u0930\u092b\u0947\u0938 (<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">UPI) <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u0915\u0940 \u0938\u094d\u0935\u0940\u0915\u093e\u0930\u094d\u092f\u0924\u093e \u0936\u0941\u0930\u0942 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f <\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">ACLEDA <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u092c\u0948\u0902\u0915 \u092a\u0940\u090f\u0932\u0938\u0940 (<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">ACLEDA Bank Plc.) <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u0915\u0947 \u0938\u093e\u0925 \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0940 \u0915\u0940 \u0939\u0948\u0964<\/span><\/p>\n<p style=\"margin: 0in; font-size: 12.0pt;\"><span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; color: #1f1f1f;\">\u0907\u0938<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; color: #1f1f1f;\">\u0910\u0924\u093f\u0939\u093e\u0938\u093f\u0915<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; color: #1f1f1f;\">\u0938\u0939\u092f\u094b\u0917<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; color: #1f1f1f;\">\u0915\u0940<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; color: #1f1f1f;\">\u0936\u0941\u0930\u0941\u0906\u0924<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; color: #1f1f1f;\">\u0928\u094b\u092e<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; color: #1f1f1f;\">\u092a\u0947\u0928\u094d\u0939<\/span> <span lang=\"en-US\" style=\"font-family: Calibri; color: #1f1f1f;\">(<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">Phnom Penh) <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u092e\u0947\u0902 \u090f\u0915 \u0914\u092a\u091a\u093e\u0930\u093f\u0915 \u0938\u092e\u093e\u0930\u094b\u0939 \u0915\u0947 \u092c\u093e\u0926 \u0939\u0941\u0908<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u091c\u093f\u0938\u092e\u0947\u0902 \u0928\u0947\u0936\u0928\u0932 \u092c\u0948\u0902\u0915 \u0911\u092b \u0915\u0902\u092c\u094b\u0921\u093f\u092f\u093e (<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">NBC) <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u0915\u0940 \u0917\u0935\u0930\u094d\u0928\u0930 \u092e\u0939\u093e\u092e\u0939\u093f\u092e \u0921\u0949. \u091a\u0940\u092f\u093e \u0938\u0947\u0930\u0947\u0908 (<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">H.E. Dr. Chea Serey) <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u0914\u0930 \u092d\u093e\u0930\u0924\u0940\u092f \u0930\u093f\u091c\u0930\u094d\u0935 \u092c\u0948\u0902\u0915 (<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">RBI) <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u0915\u0947 \u0909\u091a\u094d\u091a-\u0938\u094d\u0924\u0930\u0940\u092f \u092a\u094d\u0930\u0924\u093f\u0928\u093f\u0927\u093f\u092f\u094b\u0902 \u0928\u0947 \u092d\u093e\u0917 \u0932\u093f\u092f\u093e\u0964 \u092f\u0939 \u0915\u093e\u0930\u094d\u092f\u0915\u094d\u0930\u092e \u092c\u093e\u0915\u094b\u0902\u0917 (<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">Bakong) <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u0915\u0947 <\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">KHQR\u2014<\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u091c\u094b \u0915\u0902\u092c\u094b\u0921\u093f\u092f\u093e \u0915\u093e \u0930\u093e\u0937\u094d\u091f\u094d\u0930\u0940\u092f <\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">QR <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u0915\u094b\u0921 \u0939\u0948<\/span><span lang=\"hi\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">\u2014<\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0926\u094b\u0928\u094b\u0902 \u0926\u0947\u0936\u094b\u0902 \u0915\u0947 \u092c\u0940\u091a \u0915\u094d\u0930\u0949\u0938-\u092c\u0949\u0930\u094d\u0921\u0930 <\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">QR <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u092d\u0941\u0917\u0924\u093e\u0928 \u0932\u093f\u0902\u0915 \u0938\u094d\u0925\u093e\u092a\u093f\u0924 \u0915\u0930\u0928\u0947 \u0915\u0947 \u092a\u0939\u0932\u0947 \u091a\u0930\u0923<\/span> <span lang=\"hi\" style=\"font-family: Calibri; color: #1f1f1f;\">\u0915\u0947<\/span> <span lang=\"hi\" style=\"font-family: Calibri; color: #1f1f1f;\">\u092a\u0942\u0930\u093e<\/span> <span lang=\"hi\" style=\"font-family: Calibri; color: #1f1f1f;\">\u0939\u094b\u0928\u0947<\/span> <span lang=\"hi\" style=\"font-family: Calibri; color: #1f1f1f;\">\u0915\u093e<\/span> <span lang=\"hi\" style=\"font-family: Calibri; color: #1f1f1f;\">\u092a\u094d\u0930\u0924\u0940\u0915<\/span> <span lang=\"hi\" style=\"font-family: Calibri; color: #1f1f1f;\">\u0939\u0948\u0964<\/span><\/p>\n<p style=\"margin: 0in; font-size: 12.0pt;\"><span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; color: #1f1f1f;\">\u092a\u0939\u0932\u093e<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; color: #1f1f1f;\">\u091a\u0930\u0923<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; color: #1f1f1f;\">\u0932\u093e\u0916\u094b\u0902<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; color: #1f1f1f;\">\u092d\u093e\u0930\u0924\u0940\u092f<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; color: #1f1f1f;\">\u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; color: #1f1f1f;\">\u0915\u094b<\/span> <span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">45 <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u0932\u093e\u0916 \u0938\u0947 \u0905\u0927\u093f\u0915 \u0915\u0902\u092c\u094b\u0921\u093f\u092f\u093e\u0908 \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u092a\u0930 \u0928\u093f\u0930\u094d\u092c\u093e\u0927 <\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">QR <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930\u0928\u0947 \u092e\u0947\u0902 \u0938\u0915\u094d\u0937\u092e \u092c\u0928\u093e\u0924\u093e \u0939\u0948<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u091c\u093f\u0938\u0915\u0947 \u092c\u093e\u0926 \u091f\u0942<\/span><span lang=\"en-US\" style=\"font-family: Mangal; color: #1f1f1f;\">\u2013<\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u0935\u0947 \u0915\u0949\u0930\u093f\u0921\u094b\u0930 \u0936\u0941\u0930\u0942 \u0915\u093f\u092f\u093e \u091c\u093e\u090f\u0917\u093e\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f \u092a\u0939\u0932\u093e \u091a\u0930\u0923 \u092d\u093e\u0930\u0924 \u0938\u0947 \u0906\u0928\u0947 \u0935\u093e\u0932\u0947 \u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u092a\u094d\u0930\u093e\u0925\u092e\u093f\u0915\u0924\u093e \u0926\u0947\u0924\u093e \u0939\u0948<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u0932\u0947\u0915\u093f\u0928 \u0907\u0938 \u0938\u093e\u091d\u0947\u0926\u093e\u0930\u0940 \u0915\u094b \u0938\u094d\u092a\u0937\u094d\u091f \u0930\u0942\u092a \u0938\u0947 \u0906\u0917\u0947 \u0935\u093f\u0938\u094d\u0924\u093e\u0930 \u0926\u0947\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0921\u093f\u091c\u093c\u093e\u0907\u0928 \u0915\u093f\u092f\u093e \u0917\u092f\u093e \u0939\u0948\u0964 \u0905\u0917\u0932\u0947 \u091a\u0930\u0923 \u092e\u0947\u0902<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u092f\u0939 \u0915\u0949\u0930\u093f\u0921\u094b\u0930 \u092a\u0942\u0930\u0940 \u0924\u0930\u0939 \u0938\u0947 \u0926\u094b-\u0924\u0930\u092b\u093e \u0939\u094b \u091c\u093e\u090f\u0917\u093e\u0964 \u092d\u093e\u0930\u0924 \u0915\u0940 \u092f\u093e\u0924\u094d\u0930\u093e \u0915\u0930\u0928\u0947 \u0935\u093e\u0932\u0947 \u0915\u0902\u092c\u094b\u0921\u093f\u092f\u093e\u0908 \u0928\u093e\u0917\u0930\u093f\u0915 \u091c\u0932\u094d\u0926 \u0939\u0940 \u092a\u0942\u0930\u0947 \u092d\u093e\u0930\u0924 \u092e\u0947\u0902 \u0932\u093e\u0916\u094b\u0902 <\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">UPI QR <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u0915\u094b\u0921 \u0915\u094b \u0938\u094d\u0915\u0948\u0928 \u0915\u0930\u0928\u0947 \u0915\u0947 \u0932\u093f\u090f \u0905\u092a\u0928\u0947 \u0918\u0930\u0947\u0932\u0942 \u092c\u0948\u0902\u0915\u093f\u0902\u0917 \u0914\u0930 \u0921\u093f\u091c\u093f\u091f\u0932 \u092d\u0941\u0917\u0924\u093e\u0928 \u090f\u092a\u094d\u0938<\/span> <span lang=\"hi\" style=\"font-family: Calibri; color: #1f1f1f;\">\u0915\u093e<\/span> <span lang=\"hi\" style=\"font-family: Calibri; color: #1f1f1f;\">\u0909\u092a\u092f\u094b\u0917<\/span> <span lang=\"hi\" style=\"font-family: Calibri; color: #1f1f1f;\">\u0915\u0930\u0928\u0947<\/span> <span lang=\"hi\" style=\"font-family: Calibri; color: #1f1f1f;\">\u092e\u0947\u0902<\/span> <span lang=\"hi\" style=\"font-family: Calibri; color: #1f1f1f;\">\u0938\u0915\u094d\u0937\u092e<\/span> <span lang=\"hi\" style=\"font-family: Calibri; color: #1f1f1f;\">\u0939\u094b\u0902\u0917\u0947<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u091c\u093f\u0938\u0938\u0947 \u092c\u093e\u0915\u094b\u0902\u0917 \u0915\u0947 <\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">KHQR <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u090f\u0915 \u0905\u0924\u094d\u092f\u0927\u093f\u0915 \u0909\u0928\u094d\u0928\u0924<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; color: #1f1f1f;\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal; color: #1f1f1f;\">\u0926\u094b-\u0924\u0930\u092b\u093e \u0907\u0902\u091f\u0930\u0911\u092a\u0930\u0947\u092c\u0932 \u0935\u093f\u0924\u094d\u0924\u0940\u092f \u0928\u0947\u091f\u0935\u0930\u094d\u0915 \u092a\u0942\u0930\u093e \u0939\u094b\u0917\u093e\u0964<\/span><\/p>\n<p style=\"margin: 0in; font-weight: bold; font-size: 12.0pt; color: #1f1f1f;\"><span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0930\u0923\u0928\u0940\u0924\u093f\u0915<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092a\u094d\u0930\u092d\u093e\u0935<\/span><span lang=\"en-US\" style=\"font-family: Calibri;\">: <\/span><span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092a\u0930\u094d\u092f\u091f\u0928<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0914\u0930<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0921\u093f\u091c\u093f\u091f\u0932<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0926\u0915\u094d\u0937\u0924\u093e<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0915\u094b<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092c\u0922\u093c\u093e\u0935\u093e<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0926\u0947\u0928\u093e<\/span><\/p>\n<p style=\"margin: 0in; font-size: 12.0pt; color: #1f1f1f;\"><span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092f\u0939<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0921\u093f\u091c\u093f\u091f\u0932<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092d\u0941\u0917\u0924\u093e\u0928<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0915\u0949\u0930\u093f\u0921\u094b\u0930<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0926\u094b\u0928\u094b\u0902<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0926\u0947\u0936\u094b\u0902<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0915\u0947<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092c\u0940\u091a<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0935\u094d\u092f\u093e\u092a\u093e\u0930<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0915\u0947<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0938\u0902\u091a\u093e\u0932\u0928<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0915\u0947<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0924\u0930\u0940\u0915\u0947<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092e\u0947\u0902<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u090f\u0915<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092c\u0921\u093c\u093e<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092c\u0926\u0932\u093e\u0935<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092a\u094d\u0930\u0938\u094d\u0924\u0941\u0924<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0915\u0930\u0924\u093e<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0939\u0948<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u091c\u093f\u0938\u0938\u0947 \u092f\u0947 \u0924\u0924\u094d\u0915\u093e\u0932 \u0932\u093e\u092d \u092e\u093f\u0932\u0947\u0902\u0917\u0947:<\/span><\/p>\n<ul style=\"margin-left: .75in; direction: ltr; unicode-bidi: embed; margin-top: 0in; margin-bottom: 0in;\" type=\"disc\">\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle; color: #1f1f1f;\"><span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; font-size: 12.0pt; color: #1f1f1f;\">\u092f\u093e\u0924\u094d\u0930\u093f\u092f\u094b\u0902<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; font-size: 12.0pt; color: #1f1f1f;\">\u0915\u0947<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; font-size: 12.0pt; color: #1f1f1f;\">\u0932\u093f\u090f<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; font-size: 12.0pt; color: #1f1f1f;\">\u092c\u0922\u093c\u0940<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; font-size: 12.0pt; color: #1f1f1f;\">\u0939\u0941\u0908<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; font-size: 12.0pt; color: #1f1f1f;\">\u0938\u0941\u0935\u093f\u0927\u093e<\/span><span lang=\"en-US\" style=\"font-family: Calibri; font-size: 12.0pt; color: #1f1f1f;\">:<\/span> <span lang=\"hi\" style=\"font-family: Mangal; font-size: 12.0pt; color: #1f1f1f;\">\u092f\u0939 \u092d\u094c\u0924\u093f\u0915 \u092e\u0941\u0926\u094d\u0930\u093e (\u0915\u0948\u0936) \u0915\u0947 \u0935\u093f\u0928\u093f\u092e\u092f<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; font-size: 12.0pt; color: #1f1f1f;\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal; font-size: 12.0pt; color: #1f1f1f;\">\u092c\u0921\u093c\u0940 \u092e\u093e\u0924\u094d\u0930\u093e \u092e\u0947\u0902 \u0928\u0915\u0926\u0940 \u0932\u0947 \u091c\u093e\u0928\u0947<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; font-size: 12.0pt; color: #1f1f1f;\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal; font-size: 12.0pt; color: #1f1f1f;\">\u092f\u093e \u0905\u092a\u094d\u0930\u091a\u0932\u093f\u0924 \u0935\u093f\u0926\u0947\u0936\u0940 \u092e\u0941\u0926\u094d\u0930\u093e \u0936\u0941\u0932\u094d\u0915 (<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; font-size: 12.0pt; color: #1f1f1f;\">foreign exchange fees) <\/span><span lang=\"hi\" style=\"font-family: Mangal; font-size: 12.0pt; color: #1f1f1f;\">\u0938\u0947 \u0928\u093f\u092a\u091f\u0928\u0947 \u0915\u0940 \u092a\u0930\u0947\u0936\u093e\u0928\u0940 \u0915\u094b \u0938\u092e\u093e\u092a\u094d\u0924 \u0915\u0930\u0924\u093e \u0939\u0948\u0964<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle; color: #1f1f1f;\"><span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; font-size: 12.0pt; color: #1f1f1f;\">\u0938\u094d\u0925\u093e\u0928\u0940\u092f<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; font-size: 12.0pt; color: #1f1f1f;\">\u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; font-size: 12.0pt; color: #1f1f1f;\">\u0915\u0947<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; font-size: 12.0pt; color: #1f1f1f;\">\u0932\u093f\u090f<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; font-size: 12.0pt; color: #1f1f1f;\">\u0906\u0930\u094d\u0925\u093f\u0915<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; font-size: 12.0pt; color: #1f1f1f;\">\u092c\u0922\u093c\u093e\u0935\u093e<\/span><span lang=\"en-US\" style=\"font-family: Calibri; font-size: 12.0pt; color: #1f1f1f;\">:<\/span> <span lang=\"hi\" style=\"font-family: Mangal; font-size: 12.0pt; color: #1f1f1f;\">\u0915\u0902\u092c\u094b\u0921\u093f\u092f\u093e\u0908 \u0935\u094d\u092f\u0935\u0938\u093e\u092f\u094b\u0902 \u0915\u094b \u0924\u0915\u0928\u0940\u0915-\u092a\u094d\u0930\u0947\u092e\u0940 \u092d\u093e\u0930\u0924\u0940\u092f \u0906\u0917\u0902\u0924\u0941\u0915\u094b\u0902 \u0915\u0947 \u090f\u0915 \u092c\u0921\u093c\u0947 \u0935\u0930\u094d\u0917 \u0924\u0915 \u0924\u0924\u094d\u0915\u093e\u0932 \u092a\u0939\u0941\u0902\u091a \u092a\u094d\u0930\u093e\u092a\u094d\u0924 \u0939\u094b\u0917\u0940<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; font-size: 12.0pt; color: #1f1f1f;\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal; font-size: 12.0pt; color: #1f1f1f;\">\u091c\u093f\u0938\u0938\u0947 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0940 \u092e\u093e\u0924\u094d\u0930\u093e \u092e\u0947\u0902 \u0935\u0943\u0926\u094d\u0927\u093f \u0939\u094b\u0917\u0940\u0964<\/span><\/li>\n<li style=\"margin-top: 0; margin-bottom: 0; vertical-align: middle; color: #1f1f1f;\"><span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; font-size: 12.0pt; color: #1f1f1f;\">\u092a\u0930\u093f\u091a\u093e\u0932\u0928<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS'; font-size: 12.0pt; color: #1f1f1f;\">\u0926\u0915\u094d\u0937\u0924\u093e<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; font-size: 12.0pt; color: #1f1f1f;\">:<\/span> <span lang=\"hi\" style=\"font-family: Mangal; font-size: 12.0pt; color: #1f1f1f;\">\u0938\u094d\u0925\u093e\u0928\u0940\u092f \u0935\u094d\u092f\u093e\u092a\u093e\u0930\u093f\u092f\u094b\u0902 \u0915\u094b \u092c\u0947\u0939\u0924\u0930 \u0928\u0915\u0926\u0940 \u092a\u094d\u0930\u092c\u0902\u0927\u0928<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; font-size: 12.0pt; color: #1f1f1f;\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal; font-size: 12.0pt; color: #1f1f1f;\">\u092d\u094c\u0924\u093f\u0915 \u0928\u0915\u0926\u0940 \u0938\u0902\u092d\u093e\u0932\u0928\u0947 \u0938\u0947 \u091c\u0941\u0921\u093c\u0940 \u0915\u092e \u092a\u0930\u093f\u091a\u093e\u0932\u0928 \u0932\u093e\u0917\u0924 \u0914\u0930 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; font-size: 12.0pt; color: #1f1f1f;\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal; font-size: 12.0pt; color: #1f1f1f;\">\u0935\u093e\u0938\u094d\u0924\u0935\u093f\u0915 \u0938\u092e\u092f (<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman'; font-size: 12.0pt; color: #1f1f1f;\">real-time) <\/span><span lang=\"hi\" style=\"font-family: Mangal; font-size: 12.0pt; color: #1f1f1f;\">\u092e\u0947\u0902 \u0932\u0947\u0928\u0926\u0947\u0928 \u0915\u0947 \u0928\u093f\u092a\u091f\u093e\u0928 \u0915\u093e \u0905\u0928\u0941\u092d\u0935 \u092e\u093f\u0932\u0947\u0917\u093e\u0964<\/span><\/li>\n<\/ul>\n<p style=\"margin: 0in; font-weight: bold; font-size: 12.0pt; color: #1f1f1f;\"><span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0926\u0941\u0928\u093f\u092f\u093e\u092d\u0930<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u092e\u0947\u0902<\/span> <span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">UPI <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u0915\u093e \u0915\u0935\u0930\u0947\u091c<\/span><\/p>\n<p style=\"margin: 0in; font-size: 12.0pt; color: #1f1f1f;\"><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">UPI <\/span><span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0915\u094b<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0906\u0920<\/span> <span lang=\"hi\" style=\"font-family: 'Arial Unicode MS';\">\u0926\u0947\u0936\u094b\u0902<\/span><span lang=\"hi\" style=\"font-family: 'Times New Roman';\">\u2014<\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u0938\u093f\u0902\u0917\u093e\u092a\u0941\u0930<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u0938\u0902\u092f\u0941\u0915\u094d\u0924 \u0905\u0930\u092c \u0905\u092e\u0940\u0930\u093e\u0924<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u092b\u094d\u0930\u093e\u0902\u0938<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u092e\u0949\u0930\u0940\u0936\u0938<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u0928\u0947\u092a\u093e\u0932<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u092d\u0942\u091f\u093e\u0928<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u0915\u0924\u0930 \u0914\u0930 \u0936\u094d\u0930\u0940\u0932\u0902\u0915\u093e \u092e\u0947\u0902 \u0938\u094d\u0935\u0940\u0915\u093e\u0930 \u0915\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u091c\u093f\u0938\u0938\u0947 \u092d\u093e\u0930\u0924\u0940\u092f \u092f\u093e\u0924\u094d\u0930\u0940 \u092a\u0930\u093f\u091a\u093f\u0924 \u092a\u094d\u0932\u0947\u091f\u092b\u0949\u0930\u094d\u092e \u0915\u0947 \u092e\u093e\u0927\u094d\u092f\u092e \u0938\u0947 \u0935\u093f\u0926\u0947\u0936\u094b\u0902 \u092e\u0947\u0902 \u0928\u093f\u0930\u094d\u092c\u093e\u0927 \u092d\u0941\u0917\u0924\u093e\u0928 \u0915\u0930 \u0938\u0915\u0924\u0947 \u0939\u0948\u0902\u0964 \u0905\u092c<\/span><span lang=\"en-US\" style=\"font-family: 'Times New Roman';\">, <\/span><span lang=\"hi\" style=\"font-family: Mangal;\">\u0915\u0902\u092c\u094b\u0921\u093f\u092f\u093e \u0907\u0938 \u0938\u0942\u091a\u0940 \u092e\u0947\u0902 \u0936\u093e\u092e\u093f\u0932 \u0939\u094b\u0928\u0947 \u0935\u093e\u0932\u093e \u0928\u094c\u0935\u093e\u0902 \u0926\u0947\u0936 \u092c\u0928 \u0917\u092f\u093e <\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u092a\u0939\u0932\u0947 \u091a\u0930\u0923 \u0915\u0940 \u0936\u0941\u0930\u0941\u0906\u0924 \u0928\u0947 \u092d\u093e\u0930\u0924 \u0914\u0930 \u0915\u0902\u092c\u094b\u0921\u093f\u092f\u093e \u0915\u0947 \u092c\u0940\u091a \u091f\u0942&#8211;\u0935\u0947 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